Data Analysis References

​Here are the references with approximate publication dates:

1. Spending Control:

   • Source: Deloitte’s Global Survey on Fraud and Financial Crime

   • Date: Published in 2021

   • Link: Deloitte Global Survey on Fraud and Financial Crime
      

2. Importance of Real-Time Tracking:

   • Source: Aberdeen Group’s Research on Real-Time Expense Reporting

   • Date: Published in 2020

   • Link: Aberdeen Group Research on Real-Time Expense Reporting
      

3. Transparency:

   • Source: Association of Certified Fraud Examiners (ACFE) Report

   • Date: Published in 2021

   • Link: ACFE Report to the Nations
      

4. Credit Cards:

   • Source: National Small Business Association (NSBA) Survey

   • Date: Published in 2020

   • Link: NSBA Small Business Credit Card Usage Statistics
      

5. Rewards:

   • Source: Mercator Advisory Group Report

   • Date: Published in 2021

   • Link: Mercator Advisory Group Report on Business Credit Card Usage
      

6. Emergency Fund:

   • Source: Experian Survey on Small Business Credit Card Use

   • Date: Published in 2021

   • Link: Experian Small Business Credit Survey